What is a Public Adjuster for Homeowners?
A public adjuster is an expert in the property insurance claims process. They are professionals that are licensed and bonded by your state to help you receive the fair and just settlement you deserve after disaster strikes by ensuring:
- You are treated fairly.
- Your claim is prepared and managed without delay.
- All property damage is included in the claim.
Why You Need a Public Adjuster We Handle the Entire Claims Process and Negotiate a Fair and Just Settlement.
Losing your home to a disaster is one of the most traumatizing things to occur in life. Though you need time to grasp what has just happened and take care of your family, you also need to manage the complicated property insurance claims process. You have never dealt with it before, but it is your responsibility, not the insurance company’s. As your insurance company brings in its team of experts to protect its financial exposure to your claim, the law provides you with the right to bring your own team of experts to level the playing field. These experts are licensed, public adjusters.
Public Adjuster
vs
Insurance Adjuster
Reviews your homeowners’ insurance policy with you, develops a claims strategy, documents the damage in detail, prepares the claim, and negotiates your settlement.
Documents the damage on behalf of the insurance company to determine a
settlement offer.
Our fee is based on a small percentage of the final settlement.
Paid by the insurance company to protect its financial exposure to your claim.
Licensed and bonded by your state to represent your interests. Also, we are members of the National Association of Public Insurance Adjusters (NAPIA) and other key associations, such as the Building Owners & Managers Association (BOMA).
Qualifications may differ based on the insurance carrier and other variables.
Our team levels the playing field, protects your interests, and secures a fair and just settlement as soon as possible.
The insurance company’s adjuster and team of experts protect its financial exposure
to your claim.
We are your unwavering advocates, working only for you so that you can focus on taking care of your family and rebuilding your life.