Hurricane and Tropical Storm Damage – Commercial Insurance Claims
A hurricane brings with it not only high winds, but the possibility of tornadoes, thunderstorms, heavy rains, flash floods, and storm surges. While most commercial property insurance policies provide coverage for wind damage and the damage from direct wind related water damage; the average property insurance policy does not cover ground water and flooding. Therefore you must have separate insurance through the NFIP or a private carrier in order to file a flood damage claim.
The first step in filing your property damage insurance claim is to know what your policy does and does not cover. The public adjusters at Adjusters International/Basloe, Levin & Cuccaro are familiar with the intricacies of commercial insurance policies and will advise you on your policy’s strengths and limitations. In the wake of a disaster, your focus should be on getting your life and business back in order and not on learning the insurance claims process. For more than 100 years, we have been helping policyholders with their property damage, business interruption and extra expense insurance claims.
Our public adjusters can help by:
- Fully reviewing your insurance coverage;
- Determining policy compliance issues;
- Developing a claim management strategy;
- Completing detailed valuations of building, equipment and inventory losses;
- Formulating business interruption models;
- Assembling comprehensive claim presentations with expert reports; and
- Expediting the insurance claims entire process.
Our public adjusters work exclusively for the policyholder—not the insurance company—enabling us to act in your best interest. As your advocate, we ensure that both you and your business’ hurricane damage claim are treated fairly by the insurance company.
Who have we helped?
…we did not have the time, effort and knowledge that were required to settle the claim. If not for the effort of Richard Smith and the staff of Adjusters International we would not have received the value of our loss. Their performance met and in some respects exceeded our expectations… I would definitely recommend this firm to anyone needing their services.
Frederick D. Ellery
Bell Properties, LLC – Westerly, Rhode Island
Our insurance claims experts have helped thousands of business owners across all types of industries. We encourage you to look through our references and testimonials and to contact us for recommendation letters. An internal review showed that our clients felt we delivered what we promised and would work with us again—facts we are proud of. We welcome the opportunity to put you in touch with past clients so you can ask them yourself.
We highly recommend that you check references of any public insurance adjuster you are considering hiring. Over 5,000 glowing references attest to the fact that we stick by our core principles, the first of which is to always look out for our clients’ best interests.
For additional information, visit:
- Flood Insurance Claim Informational Flier
- “10 Things You Can Do to Make Disaster Recovery Go More Smoothly”
- “How Hurricane Matthew Might Cost Property Owners After Their Insurance Claims Have Been Settled”