Property Damage Losses Commercial Property Claims Recovery Process
There are many crucial steps to follow with strict timelines to avoid more damage or an outright rejection of your claim. Talk with our licensed public adjusters to start your commercial property insurance claim.
Step 1: The Safety of Your Employees & Customers
Priority one is making sure your employees are safe and then taking care of your customers.
Step 2: Contact a Public Adjuster
Our team meets with you at a time and location that is most convenient for you.
Step 3: Thorough Review of Your Policy
Our team conducts a comprehensive review of your property insurance policy, noting any restrictions, coinsurance requirements, limitations, and options.
Step 4: Creating a Claims Strategy That Works With Your Goals
We meet with you confidentially to create and activate the best claims strategy to achieve the desired outcome.
Step 5: We Take Care of All Property Insurance Claim-Related Needs
Once we have agreed on a strategy, we:
- Meet with insurance company personnel onsite.
- Agree on the scope of damages (what should be repaired versus replaced).
- Prepare a detailed reconstruction estimate.
- Perform a detailed bid analysis.
- Prepare a detailed inventory of contents damaged and lost.
Step 6: Negotiations & Final Settlement
We negotiate a fair and just settlement that accurately reflects your total damage and business interruption losses.
Step 7: Restoration? Reconstruction? Relocation?
When disaster strikes, our goal is to remove the stress of dealing with the insurance company so that you stay focused on your employees and customers and restore your business.