Property Damage Losses Homeowners Claims Recovery Process
Our licensed public adjusters are fluent in homeowners’ insurance policies. We work with you throughout the insurance claims process to implement the strategy that is best for your family.
Step 1: Ensure the Safety of Your Family
When disaster strikes, your priority is ensuring your family is safe.
Step 2: Contact a Public Adjuster
Our team works with you at your convenience.
Step 3: Thorough Review of Your Policy
Our team conducts a comprehensive review of your policy, noting any restrictions, coinsurance requirements, limitations, and options. We also inspect and document all damaged and destroyed property.
Step 4: Creating a Claims Strategy That Works With Your Goals
Working with you, we create and activate the best claims strategy to take care of your family.
Step 5: We Take Care of All Insurance-Related Needs
Once we have agreed on a strategy, we:
- Meet with insurance company personnel at the loss location.
- Agree on the scope of damages (what should be repaired versus replaced).
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step 6: Negotiations & Final Settlement
We negotiate a fair and just settlement, accurately taking all damages into consideration.
Step 7: Restoration? Reconstruction? Relocation?
We negotiate with the insurance company to ensure that you achieve your specific goals, whether restoring or rebuilding your property, or relocating.